125 Finance Blog Topics and Ideas for Your Blog

Adele Streissguth
Kassidy Vavra
Published: Apr 29, 2022
Last Updated:
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Personal finance encompasses a variety of topics, with the end goal being to improve financial literacy and security. Individuals turn to personal finance blogs for multiple reasons — perhaps an individual wants to create a stable monthly budget, or they're looking to understand how investing works. When writing articles for your blog, you want to successfully educate readers about personal finance and its benefits. 

Coming up with finance blog topics is difficult when met with writer's block. You may have difficulty settling on one topic, have too many ideas to choose from, or struggle to brainstorm unique topics that outrank the competition.

The key to your blog content strategy should be to produce content that is relevant, useful, and meets audience expectations. Fortunately, this doesn't have to be a burdensome task. You can succeed by breaking down your blog into various post types and categories. 

Below are 125 finance topics to incorporate into your blog and deliver a high-quality experience for all readers. 

What Are the Different Finance Blog Post Types?

Implementing different content writing types keeps visitors engaged and prevents your blog from becoming stale. Moreover, some finance blog topics read better when formatted in a certain way. Before you delve into specific finance blog topics, here are some blog formats to consider:


The listicle, or a post with a list of content, is popular among many blog sites. Readers enjoy listicles as they are easy to read and digest. Moreover, they're scannable, which appeals to those on the go. Being scannable is important for nailing blog SEO. In the end, listicles are best reserved for posts that aim to share quick tips or tactics. 


Similar to listicles, checklists offer an easily understandable blog post format. You provide a list of tasks for your reader to complete and a box next to each item. These posts get visitors excited and involved with the process you are sharing. You can craft checklists for achieving certain goals or plans, so individuals refer back to them over time.

Web users are also more inclined to download your checklist over other kinds of posts.

How-to Guides

How-to guides are essential for any education-oriented blog. They are a great choice when introducing novel financial concepts. Firstly, a great how-to guide reflects your blog's authority and expertise, giving your site credibility. Secondly, how-to guides attract heavy internet traffic, as many users rely on the web to answer questions.

News Pieces 

Another excellent way to demonstrate your knowledge is to create news posts. These blog posts cover the latest trends and keep readers aware of any financial changes that could affect them. You can also bring on guest bloggers who can share their expert wisdom. Sharing consistent news pieces will increase the likeliness of visitors coming back to see what's new.

Visual Content

An impressive 92% of internet users worldwide consume digital videos each week. Visual content like videos appeals to users over overly-wordy articles for several reasons. They're engaging, memorable, and speak to viewers' emotions. However, it's not just videos that people like.

You can post visuals like infographics, pictures, gifs, or memes to grab readers' attention. 

The Best Finance Blog Categories

There is a vast range of topics to choose from when it comes to financial content ideas. Moreover, there are different levels of financial understanding, depending on the reader's expertise. It's a good idea to help break down these topics by splitting them up into separate categories. Doing so also ensures that your blog remains fresh and explores many aspects of finances.

Some of the most popular financial categories for blogs include:

  • Budgeting: Everyone benefits from a healthy budget regardless of income status. However, not all individuals like to budget the same way. There are also various budgeting tools and resources out there to write about, which gives you many budgeting topics to explore. 
  • Investing: Some visitors will already have a good grasp of their budget and income. As a result, they want to learn how they can actively and passively make money. Some may be looking to become successful investors themselves. This makes investing a high-priority topic for any financial blog.
  • Saving: Financial planning blogs are some of the most searched. Individuals may have many goals for saving money, whether for a house, car, or college. You can easily create finance blog topics for each particular goal.
  • Managing debt: As U.S. national debt continues to break records, it's at the forefront of many financial blogs. Posts explaining debt management is a surefire way to provide value and knowledge.
  • Retiring: Target readers of all ages with blog posts about retirement. Some will want to know how to start saving as soon as they secure their first job. Others may be a few years away from retirement and want some last-minute tips.
  • Credit: Credit management is a significant aspect of finance. Topics revolving around repairing bad credit, improving credit, and the importance of resolving credit mistakes and issues are important for many of your potential readers.

There are additional, more niche-focused finance topic ideas to think about. These include home buying, credit, and banking advice. Writing about these topics can draw readers more seasoned in finances to your blog.

Top Finance Blog Ideas to Write About

You can create personal finance blog posts for newcomers and experts alike.

Now that you're aware of the various blog post styles and most effective categories to write about, it's time to look over the best personal finance blog topics to get you started.

The following financial blog post ideas are meant to help you further brainstorm for blog content. They are grouped by category and topic.


  1. How To Make a Budget That Actually Sticks
  2. The Top 10 Budgeting Apps To Use Today
  3. The Best (Free) Tools To Help You Budget
  4. Budgeting: What Is It and Why Does It Matter?
  5. How To Budget for Those Big Purchases
  6. Budgeting in 2022: The Ultimate Guide
  7. The Top 5 Mistakes People Make When Budgeting
  8. Managing Your Household on a Budget
  9. How To Budget for Your Dream Vacation
  10. The Ultimate Checklist for Your Budget Cuts
  11. How To Still Have Fun on a Budget
  12. Budgeting From Paycheck to Paycheck (Yes, It's Possible)
  13. How To Teach Your Kids About Budgeting
  14. Failing Budget? Here's How To Fix It
  15. Managing Your Small Business Budget


  1. Beginner's Guide to Investing: Everything You Need to Know
  2. How To Invest With a Financial Advisor
  3. How To Invest Completely on Your Own
  4. The Top 10 Investment Books To Read Today
  5. Why You Should Start Investing in Your 20's
  6. The Ultimate Guide to Roth IRA's
  7. The Top 7 Investing Do's and Don'ts
  8. How To Invest While on a Budget
  9. Creating a Stellar Investment Portfolio
  10. Why You Should Care About Mutual Funds
  11. The 101 on Investing for Your Retirement
  12. The Big Question: Should You Invest in Cryptocurrency?
  13. The State of Investing in 2022
  14. The Un-Missable List of Common Investing Mistakes
  15. Investing in Real Estate: Is It for You?


  1. The Top 10 Tricks and Tips To Saving Real Money
  2. How to Decide When To Save and When To Spend
  3. The Best Savings Apps To Download Today
  4. The Top Five Money-Saving Habits To Start
  5. The Spender's Guide To Saving Money
  6. What Does a Healthy Savings Account Look Like?
  7. How to Talk to Your Spouse About Saving
  8. Creative Ways To Save Money
  9. How To Save Money on a Tight Budget
  10. How To Save for Your Kid's College Fund
  11. Hacks for Saving Money While Grocery Shopping
  12. How Successful People Save Money
  13. Saving Change and Why It Matters
  14. Checklist for Saving For a Dream Home
  15. How Much To Save From Your Weekly Paycheck

Managing Debt

  1. How To Manage Credit Card Debt
  2. How To Pay Off Debt Fast in 2022
  3. The Best Student Debt Repayment Options
  4. How To Avoid Future Debt
  5. What Does It Mean To Refinance Debt?
  6. The Ultimate Way To Master a Debt-Free Life
  7. Should You Help Your Loved Ones Pay Off Debt?
  8. A Step-By-Step Guide To Paying Off Your Debt
  9. How Paying Off Your Debt Helps Your Mental Health 
  10. Negotiating Debt With Your Credit Card Companies
  11. The Top 5 Debt Relief Companies
  12. The 7 Most Important Questions To Ask Before Taking on Debt
  13. Student Debt: Is It Worth It?
  14. What To Do When You're Deep in Debt
  15. Handling Debt on a Low Income 


  1. Why You Should Care About Retirement in Your 30's
  2. How To Retire Early: A Step-By-Step Guide
  3. Which Retirement Account Is Best For You?
  4. How Financial Advisors Can Help With Retirement
  5. How To Retire With $500,000 
  6. Breaking Down All Things 401K
  7. How To Save for Retirement as a Freelancer
  8. Roth IRA vs. Traditional IRA: Which is Better?
  9. Getting Financially Ready for Retirement in Your 50's
  10. The Top 10 Secrets to a Financially Successful Retirement
  11. Saving for Retirement In a Rocky Market
  12. How To Save for Retirement on a Budget
  13. How To Help Your Parents Retire
  14. Five Money Habits That Hurt Your Retirement Savings
  15. The Top 10 Myths About Retirement Savings

Even More Financial Blog Topics

The following 50 finance blog ideas explore other much-loved financial blog niches

Credit Cards

  1. What Are Credit Card Reward Systems?
  2. The Top 10 Credit Card Mistakes People Make
  3. How To Improve Your Credit Score Now
  4. The Right Way To Pay Off Your Credit Card
  5. The Best Credit Cards With Low Interest
  6. What Really Is a Good Credit Score?
  7. How Many Credit Cards Is Too Many?
  8. Understanding Credit Card Sign-Up Bonuses
  9. How To Earn Points While Flying
  10. The Top 10 Credit Cards With Gas Rewards 

Financial Literacy

  1. Finance Books That Will Change Your Money Outlook
  2. The Top 10 Finance Podcasts to Add to Your Playlist
  3. Financial Literacy: What Is It and Why Should You Care?
  4. Best Apps to Learn About Money
  5. Best Money Advice From Millionaires 
  6. Financial Advisors: Who Are They? 
  7. Best Finance Videos on the Internet
  8. Breaking Down Financial Fine Print
  9. All Those Pesky Tax Terms, Explained
  10. The Newcomer's Guide to the Stock Market

Making Money

  1. College Student? Here's How To Earn Extra Cash
  2. How To Turn Your Hobby Into An Income
  3. Side Hustles That'll Make You Earn Big
  4. The Top 10 Ways To Earn Passive Income
  5. How Your Blog Can Make You Rich
  6. Making Money by Taking Surveys: Yes, It's Possible
  7. The Top 15 Freelance Skills in Demand
  8. How To Change Your Money Mindset and Make Thousands
  9. How To Make an Extra $100 a Week
  10. Smart Betting Strategies To Get You Fast Cash

Financial Institutions

  1. Yes, You Can Get Fee Services Waived (Here's How)
  2. How To Open a High-Interest Bank Account
  3. The Best Financial Institutions With Rewards
  4. Everything You Need To Know About Negotiating a Business Loan
  5. What Kinds of Loans Can You Take Out From Your Bank? 
  6. Switching Banks: Should You Do It?
  7. Why You Should Set Up Automatic Payments
  8. Reading Bank Statements Like a Pro
  9. The Pros and Cons of Personal Loans
  10. Should You Get A Student Loan From Your Bank?

Home Buying

  1. The Top 10 Home Buying Mistakes People Make
  2. Rent or Buy? The Big Question, Answered
  3. How To Save for Your Mortgage
  4. The Mortgage Process Explained for Newbies
  5. Refinancing Your Mortgage: The Do's and Don'ts
  6. The 101 on Home Equity Loans
  7. Qualifying for a Home Loan
  8. Do Credit Scores Impact Your Home Loan?
  9. The Top 5 Things To Consider When Buying a House
  10. Is it Time To Sell Your Home? 

Create Finance Blog Topics Your Audience Will Love

If you're in the business of financial content services, you'll know the importance of creating relevant and educational blog posts. However, it's not just about the content itself — it's also about how you present it. Having diverse blog post styles that explore a range of financial categories is the best way to draw in audiences. It's also the best way to keep audiences coming back as loyal followers.

Before you start drafting new posts, re-examine your blog right now. Are there particular finance blog topics you are missing? Alternatively, are there certain topics that audiences love and want to see more of? Moreover, if you're just starting your blog, spend some time contemplating finance blog name ideas. You want something memorable and relevant. You can check out competitors' blogs to get inspired. 

Once you've undertaken this audit, you can start creating content that yields high results. 


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